In-depth, plain-English guides on credit scores, interest rates, and getting approved, written for GTA drivers rebuilding their finances.
A car loan is one of the fastest credit-building tools available to Canadians. Here is the real month-by-month timeline for rebuilding scores on Equifax and TransUnion.
The difference between a proposal and a bankruptcy matters enormously. Here is what GTA auto lenders actually see, and how to get approved in each situation.
No credit history is not the same as bad credit. Lenders evaluate first-time buyers differently, here is what actually matters and the best vehicles to choose.
We ranked the most reliable used vehicles available at GTA dealerships right now, sorted by total ownership cost and approval likelihood.
Use our calculator to see how a high APR affects total loan cost. A $20,000 car at 19% over 72 months costs over $9,000 in interest alone.
Both trucks are popular in the GTA. We break down which lenders are more flexible on each model and what down payment you should expect to need.
Dealer financing through special finance departments often beats the bank when your credit score is under 600. Here is why, and the catches to watch for.
Enter your price, down payment, and rate, our calculator shows your payment and total interest instantly. No sign-up required.