.af-hero{background:radial-gradient(900px 480px at 75% -10%,var(--gold-soft),transparent 60%),var(--bg-soft);padding:clamp(40px,6vw,64px) 0 clamp(30px,4vw,44px)}.af-hero-inner{max-width:720px}.af-eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:.8rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--gold-dark);background:#fff;border:1px solid var(--gold-line);padding:7px 14px;border-radius:999px;margin-bottom:18px}.af-eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--gold)}.af-hero h1{font-size:clamp(2rem,4vw,3rem);line-height:1.08;letter-spacing:-.02em}.af-hl{color:var(--gold-dark)}.af-sub{color:var(--muted);font-size:1.08rem;line-height:1.6;margin-top:14px;max-width:34em}.af-main{padding:clamp(28px,4vw,44px) 0 80px}.af-grid{display:grid;grid-template-columns:1fr .95fr;grid-gap:24px;gap:24px;align-items:start}.af-inputs{gap:14px}.af-inputs,.af-result{display:flex;flex-direction:column}.af-result{position:-webkit-sticky;position:sticky;top:88px;gap:16px;align-self:start}.af-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:18px 20px;box-shadow:var(--shadow-sm)}.af-card-head{display:flex;align-items:center;gap:11px;margin-bottom:12px}.af-card-head label{font-weight:700;color:var(--ink);font-size:.95rem}.af-val{margin-left:auto;font-weight:900;color:var(--gold-dark);font-size:1.15rem}.af-val small{font-size:.7rem;font-weight:700;color:var(--muted)}.af-ends{display:flex;justify-content:space-between;font-size:.68rem;color:var(--muted-2);font-weight:600;margin-top:5px}.af-range{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;outline:none;margin:4px 0 0;background:linear-gradient(90deg,var(--gold) var(--pct,40%),var(--line) var(--pct,40%))}.af-range::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--gold-dark);box-shadow:0 2px 9px rgba(80,60,5,.3);cursor:-webkit-grab;cursor:grab;-webkit-transition:transform .1s;transition:transform .1s}.af-range::-webkit-slider-thumb:active{transform:scale(1.14);cursor:-webkit-grabbing;cursor:grabbing}.af-range::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--gold-dark);cursor:grab}.af-range:focus-visible{outline:2px solid var(--gold);outline-offset:4px}.af-tiers{display:grid;grid-template-columns:repeat(5,1fr);grid-gap:7px;gap:7px}.af-tier{display:flex;flex-direction:column;align-items:center;gap:1px;padding:9px 4px;border-radius:10px;border:1.5px solid var(--line);background:#fff;cursor:pointer;transition:border-color .14s,background .14s}.af-tier b{font-size:.74rem;color:var(--ink-2)}.af-tier span{font-size:.61rem;color:var(--muted);font-weight:600}.af-tier:hover{border-color:var(--gold)}.af-tier.on{border-color:var(--gold-dark);background:var(--gold-soft)}.af-tier.on b{color:var(--gold-dark)}.af-chips{display:grid;grid-template-columns:repeat(6,1fr);grid-gap:7px;gap:7px}.af-chip{padding:11px 4px;border-radius:10px;font-weight:800;font-size:.85rem;cursor:pointer;border:1.5px solid var(--line);background:#fff;color:var(--muted);transition:all .14s}.af-chip:hover{border-color:var(--gold);color:var(--gold-dark)}.af-chip.on{border-color:var(--gold-dark);background:var(--gold-dark);color:#fff}.af-price{position:relative;overflow:hidden;border-radius:var(--r-lg);padding:26px 26px 24px;color:#3a2a05;background:radial-gradient(560px 280px at 85% -20%,hsla(0,0%,100%,.6),transparent 60%),linear-gradient(135deg,#f6c945,#eab308 55%,#c79009);box-shadow:0 22px 54px -18px rgba(180,130,5,.5)}.af-price-label{font-size:.76rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:rgba(58,42,5,.7);margin-bottom:6px}.af-price-num{font-size:clamp(2.6rem,6vw,3.6rem);font-weight:900;letter-spacing:-.03em;line-height:1;color:#2a1f04;display:block}.af-price-sub{font-size:.82rem;color:rgba(58,42,5,.72);margin-top:10px;font-weight:600}.af-break{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:8px 18px;box-shadow:var(--shadow-sm)}.af-break-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--line-2);font-size:.9rem}.af-break-row:last-child{border-bottom:none}.af-break-row span{color:var(--muted)}.af-break-row b{color:var(--ink);font-weight:800}.af-cta{background:linear-gradient(135deg,var(--gold-light),var(--gold-dark))!important;color:#3a2a05!important;box-shadow:0 16px 38px -10px rgba(245,179,1,.5)!important}.af-note{font-size:.74rem}.af-disclaimer,.af-note{color:var(--muted);text-align:center}.af-disclaimer{font-size:.82rem;margin-top:32px}.af-disclaimer a{color:var(--gold-dark);font-weight:700}.af-card-ic{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:9px;background:var(--gold-soft);color:var(--gold-dark);flex-shrink:0}.af-income{background:#fff;border:1px solid var(--line);border-left:4px solid var(--green-400);border-radius:var(--r-lg);padding:18px 20px;box-shadow:var(--shadow-sm);transition:border-color .2s}.af-income.over{border-left-color:var(--gold-dark)}.af-income .af-card-ic{background:var(--green-50,#ecfdf5);color:var(--green-600)}.af-income.over .af-card-ic{background:var(--gold-soft);color:var(--gold-dark)}.af-income-note{margin-top:12px;font-size:.85rem;line-height:1.55;color:var(--muted)}.af-income-note strong{color:var(--ink);font-weight:800}.af-income-pct{font-weight:900;color:var(--green-600)}.af-income.over .af-income-pct{color:var(--gold-dark)}.af-running-note{font-size:.8rem;color:var(--muted);margin:-4px 0 12px}.af-row{padding:9px 0;border-top:1px solid var(--line-2)}.af-row:first-of-type{border-top:none}.af-row-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}.af-row-lab{display:inline-flex;align-items:center;gap:7px;font-size:.85rem;font-weight:700;color:var(--ink-2)}.af-row-lab svg{color:var(--gold-dark)}.af-row-val{font-weight:800;color:var(--ink);font-size:.9rem}.af-range.sm{height:6px}.af-range.sm::-webkit-slider-thumb{width:18px;height:18px;border-width:2.5px}.af-break-title{font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.07em;color:var(--muted-2);padding:12px 0 2px}.af-break-row.total{border-top:1.5px solid var(--line);margin-top:2px}.af-break-row.total span{color:var(--ink);font-weight:800}.af-break-row.total b{color:var(--gold-dark);font-size:1.05rem}.af-edu{padding:clamp(40px,6vw,70px) 0 10px}.af-edu-head{text-align:center;max-width:620px;margin:0 auto 34px}.af-edu-head h2{font-size:clamp(1.6rem,3.2vw,2.2rem);letter-spacing:-.02em}.af-edu-head p{color:var(--muted);margin-top:10px;font-size:1.02rem}.af-edu-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:18px;gap:18px}.af-edu-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px 22px;box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s,border-color .18s}.af-edu-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--gold-line)}.af-edu-ic{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:13px;background:var(--gold-soft);color:var(--gold-dark);margin-bottom:14px}.af-edu-card h3{font-size:1.08rem;letter-spacing:-.01em}.af-edu-card p{color:var(--muted);font-size:.92rem;line-height:1.6;margin-top:8px}.af-faq-sec{padding:clamp(40px,5vw,64px) 0 0}.af-faq{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:10px}.af-faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:4px 20px;box-shadow:var(--shadow-sm)}.af-faq-item summary{list-style:none;cursor:pointer;font-weight:700;color:var(--ink);padding:16px 0;display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:.98rem}.af-faq-item summary::-webkit-details-marker{display:none}.af-faq-item summary:after{content:"+";font-size:1.4rem;font-weight:400;color:var(--gold-dark);transition:transform .2s;line-height:1}.af-faq-item[open] summary:after{transform:rotate(45deg)}.af-faq-item .a{color:var(--muted);font-size:.92rem;line-height:1.65;padding:0 0 18px;max-width:64ch}@media (max-width:820px){.af-grid{grid-template-columns:1fr}.af-result{position:static}.af-edu-grid{grid-template-columns:1fr}}@media (max-width:520px){.af-tiers{grid-template-columns:repeat(2,1fr)}.af-chips{grid-template-columns:repeat(3,1fr)}}